Ok I went and took some pics of this scopes retical. The target is at 20 yards The speed dial is set at 390fps The red dot next to the triangle is 3/4" nickle size. The blue spot about the same size is roughly only 2" from the top of the triangle to the bottom of the blue spot. About the amount of drop your arrow will have between 20 and 30 yards at 390 fps give or take. This is why I believe the first dot is the 30 yard aiming point.
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There is no guarantee the speed dial is dead on either speed/magnification wise.
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Here's a pic of my Hawke XB1.5-5 Same magnification as the Lumix scope. Its set at 385 fps just a little slower. Notice how the dots line up with the cross hairs. Almost identical.
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The bottom of the post below the 90 yard ret imo is the 100 aiming point imo
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Just my 2 cents but it worked for me this way. If you were to use the bottom of the triangle as the aiming point for 30 yards your arrow is only dropping 3/4" between 20 and 30 at 390 fps which is way off. Maybe 450 fps.
Sounds like your doing everything right Joel. Just bad directions on how to use that scope imo.